Employees who get hurt or sick on the job might sustain severe injuries or even permanent disabilities, preventing them from being able to work. With workers’ compensation insurance, someone who has experienced an occupational injury can receive the financial benefits they deserve.
Most states require businesses to carry this coverage, both for the help it can provide employees and the reduced liabilities it provides the business itself. Lefebvre Insurance Agency can provide any business with the quality workers’ compensation benefits it needs.
Protect Your Employees
If an employee gets hurt or sick on the job, the responsibility of the incident falls on the employer, even if they were not negligent in the injury itself. Workers’ compensation will provide both the business and the employee with assistance in these cases.
Some of the most common occupational safety hazards include:
Slip-and-fall, burn, head injury and other hazardous risks.
Machinery injury risks.
Injuries from commercial vehicle accidents.
Repetitive motion injuries.
Toxic exposure injuries.
By filing for workers’ compensation, eligible employees may receive:
Paycheck replacement and income support
Medical bill payments
Death benefits (provided to the employee’s survivors if they die on the job)
Additionally, by taking workers’ compensation, an employee agrees not to sue the business for their injury in most circumstances. As a result, the business’s own liability for injuries will drop, while they will still create a managed way to help someone during their recovery.
We cover businesses in Providence, Pawtucket, Cranston, and the surrounding areas. To get your policy today, don’t hesitate to get in touch with us.
Contact an agent to learn more about the workers’ compensation insurance our agency offers and secure your peace of mind today.